Course Description

If you are thinking about financing a new home or a car, or if you are simply in need of building up your credit scores, there are specific things that must be done. This credit building program contains the tools and specific credit improvement strategies designed to help you to achieve the goal of having higher credit scores.


You don't have to try to figure out what to do next. Just follow along...

All the steps you need to take are covered and explained to you in easy-to-follow videos, audio and informational materials that are all at your finger tips for you to access now and any time in the future.


In addition to the expert instruction you will receive, here's what else is included: 


Got Credit Challenges? - Work through them with the credit guidance provided in the toolkit. 
Credit Letter Templates - you will receive 25 letter templates to use for various credit improvement situations. 
The Tools You Need - to communicate with the credit reporting agencies to correct errors on your credit report.
 Download Everything - you can save all course materials to your computer, tablet or smartphone.
Track Your Progress - progress log provided so that you can chart what you've done and see what to do next.

Financial Coach/Trainer

Devin Stubblefield

Devin Stubblefield provides personal finance training programs through partnerships with businesses, non-profit and faith-based organizations. He is widely known in the state of Washington for his success over the last 29 years helping many men and women to overcome credit and financial barriers through first time home buyer and home retention programs. Very passionate about helping more people to increase their personal financial capability, Devin works through MyMoneyAcademy.com to deliver online coaching courses that instructs participants on "what to do" and "how to do it" relating to personal financial matters.

Course curriculum

  • 1

    1. Get Started

    • Credit Check Welcome

    • Credit Coaching: Submit Your Questions

    • Goals of this Program

    • Download: The Instruction Guide

    • Download: Credit Improvement Progress Log
  • 2

    2. See What You're Working With

    • Get Laser Focused on Your Financial Information First

    • Order Your Credit Reports

    • Download: Complete Your Credit Report Assessment

    • Download: Do a Credit Report Comparison
  • 3

    3. Overcome Credit Challenges

    • Coaching on Credit Challenges

    • Correcting Your Reports

    • Overcome Road Blocks: Risk Factor Reason Codes

    • Debt Collectors

    • Tips for Dealing with Collection Agencies

    • Add a Personal Statement on Your Credit Report
  • 4

    4. Credit Dispute Tools

    • Credit Dispute Coaching

    • What to Dispute According to the FCRA

    • Dispute Letters

    • Download: Credit Dispute Letter Templates

    • Download: Dealing with Errors that Remain After Disputing

    • Validate Unfamiliar Debt Before Committing to Pay
  • 5

    5. Credit Building Tools

    • Credit Building Coaching

    • What to Do at Various Stages of Credit Scores

    • Activities: For Little or No Credit Established

    • Activities: To Offset Derogatory Credit

    • Download: Strategies to Consider

    • Download: Consider Secured Credit Cards and Loans

    • Download: Managing Your Debt
  • 6

    6. Carry Your Credit Improvement Forward

    • Credit Repair Frequently Asked Questions

    • Download: Conduct Frequent Credit Inspections

    • Download: Looking Ahead to Your Credit Future

    • Book Your Credit Coaching Appointment